Kelvin Liao

Writing

Ideas, execution, and product systems.

Essays on product execution, leverage, and building real things from 0 to 1.

8 results

3 min read

The question Finance Watchtower is trying to answer

I spent a few months building a financial awareness product. The more I built it, the clearer the real question became — and it wasn't the one I started with.

buildsfinance-watchtowerbuilding-in-publicproduct-thinking
4 min read

The Hidden Cost of Verbal Coordination

Verbal coordination feels fast. In practice, when too much of the plan lives in conversation, execution gets slower, more fragile, and harder to recover from when anything changes.

executionproduct managementcommunication
4 min read

Why Your Backlog Keeps Growing

A growing backlog is often treated as a prioritisation failure. In practice, it's usually a strategy problem — the team hasn't made a clear decision about how they'll work through it.

executionproduct managementprioritization
9 min read

Four Ways People Actually Use AI at Work

There is a lot of noise about what AI can do. Here is a simple map of what people are actually doing with it — across every profession, skill level, and industry.

aiworking-with-aiproductivity
5 min read

I Kept Building Personal Finance Prototypes. Eventually I Stopped Pretending They Were Separate.

Finance Watchtower started as three separate tools I built out of personal frustration. At some point I noticed the pattern and stopped treating them as unrelated side projects.

buildsfinance-watchtowerproduct-thinkingbuilding-in-public
6 min read

AI Won't Replace Your Job — But Someone Using AI Might

The debate about whether AI will replace jobs misses the more important question: what changes for the people who actually learn to use these tools well?

aiworking-with-aiproductivity
8 min read

The Skill That Matters Most in the AI Era: Problem Framing

Prompt engineering had its moment. Context engineering came next. The thing that still matters most — and the one thing AI can't do for you — is knowing what you actually want.

aiworking-with-aithinking
7 min read

Clarity Means Speed

Teams often ask for more speed when the real bottleneck is lack of clarity about what matters, why it matters, and what done actually means.

executionstrategyprioritization